Clarity Money App
Free Personal Finance App though Goldman Sachs
The app is touted as the all-powered tool that brings your finances all together in one place. Links bank accounts to the app and categorizes expenses. The app identifies recurring expenses and highlights unused subscriptions with cancellation information provided. The app does not allow customization of Interface or Categories.
Review: Clarity Money is also a good money management app for someone who can’t or doesn’t want to invest in a paid app like YNAB (You Need a Budget) or Ramsey Plus. If you don’t have a need for custom budget categories and you’re fine with only tracking spending from linked bank accounts, then give Clarity Money a try.
Goodbudget App – $60 Annually
The app digitizes cash envelope budgeting model and it provides 20 digital envelopes to utilize within the app. It is possible to log in from multiple devices. The app does NOT link to financial accounts. And it must be updated manually.
Review: Goodbudget seems to be an effective budgeting tool for many people as of this writing, it has 4.7 stars out of 5 in the App Store — but it’s also high-maintenance. It doesn’t automatically sync with your bank accounts or credit cards, which means you have to manually enter all of your transactions to stay up to date.
Mint App – FREE from Inuit
Touted as an outstanding app that syncs bank accounts, with customizable features allowing as many spending categories you can think of.
Review: Mint presents your financial information in a slick, easy-to-use web interface, with pretty graphs and all. Although the service appears to be more about glitz than useful functionality, it’s still very helpful for things like budgeting, creating goals, and aggregating all your financial accounts in one place.
Every Dollar – Created by Dave Ramsey
Zero-based budgeting method.
This app is completely customizable. The app is FREE for you to customize manually. Or you may upgrade to get Ramsey+ for $129.99 annually. The app will sync your bank accounts, though you still have to manually categorize expenditures. It will allow you to set reminders and to allow syncing funds to empower you to meet savings goals.
Review: EveryDollar Basic (the free version) is a great product. The budgeting feature is much simpler and easier to use than Mint, especially for the first-time user of budgeting software. It’s a great choice if you have the time and discipline to enter manually your spending transactions every month.